Investor Presentaiton

For personal use only HOUSING LOAN PORTFOLIO HOUSING PORTFOLIO BY STATE Excluding ME Bank Excluding ME Bank Including ME Bank 16% 4% 10% 27% 11% 6% 22% 29% 44% 31% BOQD GROUP HOUSING PORTFOLIO BY LVR HOUSING PORTFOLIO BY CHANNEL Excluding ME Bank 5% 17% 29% 13% 13% Including ME Bank 31% 18% 5% 16% 30% 31% 18% 12% 18% 44% Including ME Bank 7% 26% 25% 10% 17% 7% 7% QLD NSW & ACT VIC WA Other Up to and including 60% >60% to 70% >80% to 90% Greater than 90% >70% to 80% OMB BOQS Corporate IME Bank Proprietary Bank of Queensland Limited 2021 Full Year Results Presentation (1) Housing portfolio originated by BOQ brand broker channel VMA Broker¹ ME Bank Broker 51

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