LRS 2023-27 Execution Plan

Resilient business model - Consolidated BAJAJ FINANCE LIMITED 46.0% 46.5% 45.0% 43.1% 42.5% 41.4% 41.8% 38.4% 37.6% 37.7% 36.8% 36.0% 35.3% 35.4% 34.6% 33.3% 35.9% 35.9% 29.9% 33.5% 30.7% 34.7% 28.4% 27.2% 9.85% 9.87% 9.47% 9.00% 8.24% 8.27% 8.39% 7.84% 6.81% 6.64% 6.91% 7.14% 5.3% 5.4% 5.4% 3.6% 3.3% 3.5% 3.7% 3.9% 4.1% 4.1% 4.2% Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar '19 Mar'20 COF -ROA -Fee Income to PBT 3.1% Mar'21 Mar'22 -Opex to NII Jun'22 Sept'22 Dec'22 Mar '19 onwards numbers are as per Ind AS. Jun'22, Sep'22 and Dec'22 COF numbers are for the quarter. 48

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