Q3-FY24 Investor Presentation

Corporate Portfolio - Focus on Granular, Higher Rated Customers Corporate Loan Book (crs) 1,43,154 1,46,587 1,39,437 1,34,150 1,27,010 Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Improving Risk Profile * BB+ & Below BBB-, BBB, BBB+ A-, A, A+ AA-, AA, AA+ AAA 22% 21% 21% 23% 15% YoY 24% 26% 29% 27% 27% 29% 27% 27% 2% QoQ 23% 20% 19% 20% 4% 4% 4% 3% Stressed telco at 1% Mar-23 Jun-23 Sep-23 Dec-23 Sector Sector-wise Loan Mix (% of Total Loans) NBFCs (other than HFCS) Q3 FY24 5.19% - Real Estate Commercial & Residential 3.53% Gems and Jewellery 2.98% Steel 2.00% Loan Power Generation - Non Renewable 1.88% Food Beverages and Food processing 1.73% Processing, 33% Power Generation - Renewable 1 1.57% Services 1.15% Construction 1.00% Others Corporate Banking Consumer Banking Total 23.79% 44.82% 55.18% 100.00% *Includes fund and non-fund based exposure to corporate clients Diversified Fee Mix Q3FY24 Investment Banking, 1% Others, 5% Trade & Remittances, 37% Foreign Exchange, 24% 12 IndusInd Bank

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