Planning Cycle 4 (2017-2020) - Plan vs Outcome/Top line momentum/Well Diversified Loan Book

Improving CASA profile Building CASA traction Expanding branch network Focus on target market segments ➤ Government business ➤ Capital market flows ➤ Key Non Resident markets ➤ Launched branded Wealth offering "Pioneer" ➤ Self employed and Emerging Corporate businesses ➤ Transaction Banking and CMS Mandates Differentiated service propositions Current Account (CA) CASA Uptick 43.4% 43.6% 43.6% 43.1% 43.1% 41.5% 84,070 86,539 85,838 76,549 68,980 73,375 Q1FY19 Q2FY19 Q3FY19 CASA (Rs crs) Q4FY19 Q1FY20 % of Total Deposits Q2FY20 Savings Account (SA) 30.0% 30.4% 28.5% 28.0% 28.7% 28.0% 15.1% 15.1% 14.4% 13.4% 13.2% 13.5% 54,486 57,652 58,117 29,584 28,887 26,526 27,721 51,106 50,023 21,268 22,269 47,711 Q2FY20 Q1FY20 % of Total Deposits Q1FY19 Q2FY19 Q3FY19 Q4FY19 CA (Rs crs) 18 Q1FY19 Q2FY19 Q3FY19 SA (Rs crs) Q4FY19 Q1FY20 Q2FY20 % of Total Deposits

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