CIBC Investor Presentation
Financial Highlights: U.S. Commercial Banking and Wealth Management
Adjusted Net Income 1,2,3 (SB)
Adjusted Pre-Provision Earnings 1,2 ($B)
$0.09
$0.72
$0.59
2017
2018
60.0%
2017
2019
Adjusted Efficiency Ratio 1,2 (%)
54.6%
2018
53.4%
2019
$0.77
$0.44
$0.13
$0.34
$8.8%
$0.19
2020
2017
2018
Q1
Q2
Q3
Q4
3.42%
51.1%
2.98%
2020
2017
2018
NIM1,2 (%)
$0.90
$1.00
$0.26
$0.26
$0.25
$0.23
2019
2020
3.29%
2.90%
2019
2020
EXPANDING CLIENT RELATIONSHIPS BY LEVERAGING CROSS-BORDER AND CROSS-BUSINESS CAPABILITIES
CIBC
1 Adj. results are non-GAAP measures. See non-GAAP section of CIBC's 2020 Annual Report 2 F20 results were affected by economic impacts from COVID-19 pandemic. 3 TEB = a non-GAAP financial measure representing gross up
of tax-exempt revenue on certain securities to an equivalent before-tax basis to facilitate comparison of NII from both taxable and tax-exempt sources.
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