IndusInd Bank Financial Performance

Strong Product Groups with Efficient Capital Deployment Low RWA Consumption (*crs) ■Notional Amount Risk Weighted Assets 14,15,512 0.5%# 1.4%# 79,519 10,217 25,085 Derivatives + FX Contracts + LC and Guarantees Options #CRAR consumption LC-BG Rating Profile Below * investment grade 4% Above investment grade 77% Cash Backed 13% *Stressed telecom contributes 1% Secured by Counter Guarantees of Correspondent Bank 6% LC-BG Mix LC - Sight 7% LC - Usance 14% Performance Guarantees 39% Financial Guarantees 40% FX-Derivatives Exposure Type One of the largest treasuries in Indian banks with best-in- class risk management systems Robust for framework measurement of risks through Client Suitability Tests, VaR, PV01, Stop-loss limits, MTM of marketable portfolios, Exposure limits, etc. Exposures predominantly to public sector, cash backed transactions and strong sponsors Exposure against Banks (Non Collateralised) 2% 19 Others Counterparties 14% Central Counterparty Counterparties with Collateralised Arrangements (CSA) 36% (Guaranteed Settlements) 48% IndusInd Bank

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