Fidelity Financial Review & Guidance

Overview Operating Environment Financial Review Guidance Impressive performance amid challenging environment Gross Earnings 21.6% N250.8bn Customer Deposits CAR 19.2% 193bps N2,024.8bn 20.1% Net Fee Income Net Loans & Advances NPL 65.6% 25.1% 91bps N38.6bn N1,658.4bn 2.9% Operating Expenses Total Assets ROAE 0.2% ▲ 19.3% 195bps N83.5bn N3,289.5bn 12.5% PBT: ▲ 35.7% to №38.1bn 7

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