ANZ 2022 Full Year Debt Investor Presentation
ANZ 2022 Full Year Debt Investor Presentation
AUSTRALIA RETAIL - FINANCIAL PERFORMANCE
288
Balance Sheet
NLAs¹ ($b)
284
285
Income
NII/OOI Contribution ($m)
Expenses / FTE
Expenses ($m)
Credit Quality/RWAS
Total Provision Charge ($m)
Profit and Returns
Cash Profit ($m)
289
3,252 3,247
360
391
2,998
285
3,185
360
1,502
1,488
1,410
1,512
3
1,319
75
47
45
1,283
-44
-158
|-11 -5 —
-16
1,125
1,198
2,892 2,856
2,713
2,825
-305
-113
-230
Mar 21
Sep 21
Mar 22 Sep 22
1H21
2H21
1H22
2H22
1H21
2H21
1H22 2H22
1H21
2H21
1H22 2H22
1H21
2H21
1H22
2H22
Net Interest Income
Other Operating Income
IP
CP
Customer Deposits² ($b)
NIM (%)
FTE
Risk Weighted Assets EOP ($b)
Return
147
149
141
2.29%
135
2.27%
2.22%
2.30%
11,358 11,715
12,149
11,846
126
119
5.82% 5.87%
111
112
5.23% 5.23%
2.71%
2.32%
1.96% 1.97%
Mar 21
Sep 21
Mar 22
Sep 22
1H21
2H21
1H22
2H22
Mar 21
Sep 21
Mar 22 Sep 22
Mar 21
Sep 21
Mar 22 Sep 22
1H21
2H21
1H22 2H22
Revenue/Avg RWA
Return/ Avg RWA³
Basis: Continuing Operations Excluding Large / Notable items
1. NLAs: Net Loans & Advances; Sep 22 balance has been adjusted to exclude the $1.2b accounting policy change for ongoing trail commission payable
2.
Sep 22 balance has been adjusted to exclude the transfer of Business offset accounts from Australia Commercial to Australia Retail
3. Cash profit divided by average Risk Weighted Assets
19
49View entire presentation