Investor Presentation Q1 FY 23

Micro-Banking Portfolio update Gross Advances Breakup 2.72 Million active loan accounts Standard Advances Breakup 81% 7,265 6,469 5,501 5,038 4,206 19% 44,798 ■New Book Post Covid ■ Old Book Pre Covid Mar 31,2019 Mar 31,2020 Mar 31,2021 Mar 31,2022 June 30,2022 Average Ticket Size (ATS) of new loans Average OS Balance 30,279 25,595 41,363 40,389 23,356 38,708 33,645 33,930 33,385 29,837 30,334 32,276 29,971 Mar-18 Jun-18 Sep-18 Dec-18 Mar-19 Jun-19 RBL apno ka bank | RBL Bank Sep-19 Dec-19 Mar-20 Peer Jun-20 18,555 Sep-20 Dec-20 -Industry Mar-21 Jun-21 Sep-21 Dec-21 35,733 35,502 20,393 22,886 19,650 28,306 19,192 19,599 18,055 Mar-22 Peers two largest banks, two SFB's and two prominent MFI's New-Portfolio: Portfolio Originated April-2020 onwards Old Portfolio: Portfolio Originated till March-2020 Mar-18 Jun-18 Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Industry Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 27,673 26,879 24,846 24,287 22,082 22,260 19,389 17,894 20,855 45

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