Bank of Ireland Financial Overview
Fully Loaded CET1 ratio
Capital ratios - 31 Dec 2023
Total equity
Foreseeable distribution
Less Additional Tier 1
Deferred tax¹
Intangible assets and goodwill
Expected loss deduction
Pension Fund Asset
Other items²
Common Equity Tier 1 Capital
Credit RWA
Operational RWA
Market, counterparty credit risk and securitisations
Other assets / 10% / 15% / threshold deduction
Total RWA
Common Equity Tier 1 ratio
Total Capital ratio
Leverage ratio
1 Deferred tax assets due to temporary differences are included in other RWA with a 250% risk weighting applied
2 Other items includes other capital deductions, principal ones being prudential valuation adjustment, 10%/15% deduction and calendar provisioning deduction
3 Reflects share buyback of €520m and proposed ordinary dividend of €634m. Ordinary dividend subject to shareholder approval
4 Restated for impact of IFRS 17
Bank of Ireland
Fully loaded ratio (€bn) Fully loaded ratio (€bn)
Dec 23
Dec 224
12.6
11.5
(1.2)3
(0.3)
(1.0)
(1.0)
(0.8)
(1.0)
(1.0)
(1.0)
(0.1)
(0.2)
(0.6)
(0.6)
(0.4)
(0.4)
7.5
7.0
39.6
35.9
5.9
4.8
2.7
2.6
4.2
3.5
52.5
46.8
14.3%
15.1%
19.0%
20.3%
6.3%
6.2%
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