Emirates NBD Q1 2023 Earnings Report

Monetary Assets Mar-20 451 466 477 Hyperinflation Türkiye Consumer Price Index 182% 505 524 547 87% 571 687 844 Turkish CPI grew by 182% over preceding three-years and by 51% in the preceding 12 months DenizBank's results and financial position included within ENBD's consolidated Financial Statements are adjusted for hyperinflation with effect from 1-Jan-22 Non-monetary Assets 846 1,047 51% 1,128 1,270 0.6 Key Highlights 0.8 0.9 1.9 (0.8) 0.9 (0.4) (0.2) Monetary Liabilities Net Monetary 1 Equity Position Non-monetary Liabilities AED 0.6 bn credit to equity representing the impact of indexing non-monetary items from date of acquisition until 31-Dec-21 The positive impact on capital of 23 bps from hyperinflation adjustment is excluded from capital adequacy computations Group EPS for 2023, excluding hyperinflation adjustment, is 159% higher at AED 1.06 Hyperinflation accounting not mandated by local regulator Net profit Q1-22 Income Expenses Provisions Profit before tax & others Hyperinflation Adjustment Tax Profit Q1-23 12

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