Nordea Kredit Performance Update

Minimum requirements for own funds and eligible liabilities Updated MREL requirements Subordinated MREL +3.0% 26.0% 23.0% 5.0% 20.9% 4.8% Final requirements from 1 Jan. 2024 20.9% 16.1% Nordea ratio, Q2 22 Current req. % LRE Current req. % REA +5.5% 33.1% 7.1% 27.6% 23.0% 4.8% 5.0% 20.9% Total MREL Final requirements 22.7% from 1 Jan. 2024 27.4% 23.9% 4.8% 19.0% Final req. Final req. % LRE** % REA 27.4% 27.8% 4.8% . 23.0% · SP Own funds SNP CBR Final req. Final req. % LRE** % REA Solid buffers above current requirements for both subordinated and total MREL Updated final requirements set by Single Resolution Board (SRB) - Subordinated MREL, the higher of - - 19.03% REA + CBR* - 7.12% LRE** (corresponding to 27.4% REA) - Total MREL, the higher of - 22.97% REA + CBR - 7.12% LRE (corresponding to 27.4% REA) – Applicable from 1 January 2024, to be assessed and updated annually Funding plan for senior non- preferred adjusted due to updated final requirements for subordinated MREL Nordea Nordea ratio, Q2 22 34 Current Current req. % LRE req. % REA * Combined buffer requirement: CCOB 2.5%, O-SII 2% and CCyB 0.34% as of Q2 22 ** Leverage ratio exposure

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