HDFC Business and ESG Overview

Percentage MULTIPLE SOURCES OF BORROWINGS (As at March 31, 2022: Total Borrowings - US$ 65.83 bn) HDFC WITH YOU, RIGHT THROUGH 100% 4% 3% 3% 80% 43% 42% 40% External Commercial Borrowings ■Debentures & Securities 60% Term Loans 40% 21% 21% 25% Deposits 20% 32% 34% 32% 0% Mar-20 Mar-21 Mar-22 Total Borrowings: Rs. 4,996.81 bn (US$ 65.83 bn) 28

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