Investor Presentaiton

Impairment Analysis Q1 2021 Impairment Charge Impairment Charge: Q1 2020 Vs. Q1 2021 (3,121) 582 Q1 2021 (1,266) (1,266) Stage 1 Stage 2 Stage 3 Total Q1 2020 1,273 Q1 2020 Impairment Charge (2,103) Total Impairment - 39.8% 2020FY Q1 2021 VAR % VAR (7,201) (2,103) FCY 16,716 16,231 -485 -2.90% Stage 1 1,405 Stage 2 Stage 3 Total NGN 50,803 52,616 1,813 3.57% 3,692 25 25 TOTAL 67,518 68,846 1,327 1.97% www.fidelitybank.ng

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