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Investor Presentaiton

M25: FY2021 Achievements in Key Strategic Objectives (2/5) M25 Championing digital banking Growing our digital cross- border solutions Deepen market reach with new digital solutions for SME Market share of mobile and Pervasively Digital internet banking transaction Digital monetary volume at 56.3% and 49.6%, respectively. Digital transactions ~16 billion transactions, >RM896.0 billion in value across the region transactions 24% YoY (value) 40% YoY (volume) 1-month active digital users 10% YoY to 7.9 million Seamless real-time cross-border transactions with low fees Unveiled first Malaysia-Cambodia mobile cross-border real-time funds transfer service via Bakong e-wallet & MAE app. Launched real time cross border transfers between Malaysia and Singapore. Simplifying day-to-day business banking Launched Maybank2u Biz mobile application, enabling a simpler, smarter and more secure business banking experience. The app has in-built business tools such as invoicing and transactional data extraction for SMEs. SME Digital Financing: Approved RM1.9 billion loans since its launch in Sep 2020, covering over 11,000 micro enterprises. Accelerating prospects on boarding with digital eKYC Driving digital FX growth Strengthens our position as leading online insurer Fast-approval account opening process Introduced seamless and faster eKYC processes in Singapore, Indonesia and the Philippines. End-to-end solutions for all FX Deals, from booking to payment initiation Introduced Digital FX Booking on Maybank2E, allowing customers to book FX Deals. Provides interactive customer experience Launched Interactive Underwriting for Bancassurance, enabling automated underwriting decisions for customers. 4
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