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Investor Presentaiton

CULTURAL CHANGE TO DRIVE EXECUTION THROUGH FOCUS AND CLARITY 10 KEY AREAS OF FOCUS GREAT LEADERS WHO INSPIRE MOTIVATED TO PERFORM AND GROW PROGRESS Implemented clear customer centric operating model with end to end accountability ✓ Leadership team appointments completed ✓ Distinctive Leadership Program launched for all people leaders – a single, consistent program to build leadership and strategy execution discipline across NAB ✓ Progress towards a simplified business (MLC Wealth, broker aggregation, BNZ Life transactions) ✓ Focus on fewer projects supported by differential investment ✓ Transparent reporting and measurement against targets ENGAGEMENT ✓ Quarterly employee 'Heartbeat' engagement surveys - continuing to listen and respond to colleague feedback, with more work to do to reach top quartile Engagement score¹ 75 75 77 66 TALENT TO CHANGE THE FUTURE OF BANKING ✓ Delivered Career Qualified in Banking to >2,000 colleagues – a unique program; aiming to have all colleagues trained by FY24 - ✓ Launched a program to skill a group of C&IB bankers in climate change 2019 Apr 21 Top Quartile (1) Apr 21 and Top Quartile refer to Glint 'Heartbeat' engagement scores which differ in methodology to the 2019 AON survey. The 2019 score of 66 represents a restated score of the AON survey into a Glint 'Heartbeat' score methodology National Australia Bank
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