Investor Presentaiton

Digital Migration Branch vs Digital Transactions (In Lakhs) 100 80 86.07% 60 40 85.52% 69.36 59.81 20 10.12 11.22 0 Sep-20 Dec-20 Transactions through Branch(Lakhs) YoY Growth in Digital Users 85.36% 76.76 13.16 Mar-21 FEDERAL BANK YOUR PERFECT BANKING PARTNER 88.42% 87.50% 89.00% 88.50% 88.00% 87.50% 87.00% 86.50% 86.00% 79.98 85.50% 64.12 85.00% 8.39 11.42 84.50% 84.00% 83.50% Jun-21 Sep-21 Transactions through Digital Channels(Lakhs) -Digital Share Mobile Banking Volume (In Crores) Digital transactions have seen a 34% YOY growth. Volume YOY Growth 12000 100% 82% 86% Mobile Banking volume stands at 10,868 Crore, a 37% YOY growth. 90% 10000 75% 10868 80% 70% 8000 35% There is a YoY growth of 7% in active digital users. 60% 6000 50% 10646 32% 28% 9149 21% 10% 7% • Digital Share stands at 87.50% for the month of Sept-21. 4000 8650 37% 40% 7909 30% 20% 2000 10% Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 ⚫ Count of digital active users continues to increase. 0 0% Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 *Data is only for the corresponding month 15

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