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Investor Presentaiton

Leverage, Coverage and Other Ratios Leverage ratios 1Q2021 FY2020 Change Net debt (1 -(1)(2) /Operating EBITDA (3) 2.6x 2.2x 0.4x Net debt (1) (2) (Total assets - cash & ST investments (2)) / 27.4% 23.5% 3.9 ppts Coverage ratios Recurring revenue / Interest expense (3) Operating EBITDA / Interest expense (3) 3.7x 3.4x 0.3x 3.6x 3.7x (0.1x) Others Debt maturity (years) Debt maturity (years) (Excl. Vinhomes' debt) Average borrowing cost (4) Source: (1) (2) Audited VAS Consolidated Financial Statements for 2018-2020, Unaudited VAS Consolidated Financial Statements for 1Q2020 and 1Q2021. Net debt is equal to total debt, less cash and cash equivalents and short-term investments. Short-term investment excludes share option. (3) (4) On a LTM basis for recurring revenue, operating EBITDA and interest expense. Operating EBITDA is EBITDA adjusted for non-recurring items. Inclusive of hedging expenses. 3.43 3.56 (0.13) 3.83 4.03 (0.2) 8.0% 8.1% (0.1 ppts) 57 40
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