Business Trends and Strategic Changes
Prudent Approach. Good Asset Quality. Capital Accretion.
⑥SATU
SATIN
Asset Quality &
Provisions
•
On-book GNPA stood at Rs.
185 crore (3.28% of on-
book portfolio);
Excluding Assam, GNPA
stood at Rs. 91 crore
(1.70% of on-book
portfolio)
Sufficient
on-book
provisions amounting to Rs.
119 crore as on Q4FY23,
which is 2.10% of on-book
portfolio
Stable Collection
Efficiency
Cumulative
collection
efficiency for FY23 stood at
(excluding
restructured
portfolio),
99.6%
representing ~98% of on-
book portfolio
• During FY23, recovery
against write-offs was Rs.
48 crore
Ample Liquidity
Sufficient liquidity of Rs.
1,029 crore as on Q4FY23
Undrawn sanctions in hand
of Rs. 580 crore
During FY23, the Company
did a fundraise of Rs. 6,846
crore from various lenders;
added 7 new lenders
Healthy Capital
Position
Upto Q4FY23, received Rs.
137 crore out of Rs. 225
crore of preferential
allotment via issue of
equity shares and fully.
convertible warrants
Book Value Per Share at Rs.
225 on standalone basis;
CRAR at 26.6%
$ $
Hv
Improved Asset Quality coupled with strong liquidity position
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