Tokyo Investor Day

BANK CHANNEL GROWTH DRIVEN BY DEATH PROTECTION PRODUCTS ($ millions) $1,200 Bank Channel Annualized New Business Premiums (1) 1,132 $1,000 $800 $600 501 $400 699 605 701 376 Hili $200 14% CAGR $0 2011 2012 2013 2014 2015 First Half 2016 Savings Accident & Health Retirement Death Protection 1) Foreign denominated activity translated to U.S. dollars at uniform exchange rates for all periods presented, Japanese yen 106 per U.S. dollar. Prudential Tokyo Investor Day 9.15.2016 10

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