Investor Presentaiton slide image

Investor Presentaiton

4Q 2023 Preliminary Results Used Vehicle Value Outlook . Used vehicle values expected to decline through first half of 2024 Ally Used Vehicle Value Index is ↓26% vs. the Dec. '21 peak, with an additional ~5% ↓ assumed in 2024 Expect decline in the first half of 2024, followed by stabilization in 2H 2024 and beyond Expect used vehicle values to stabilize in 2025 following three years of declines (2022- 2024) Lower production in 2020-2022 will lead to constrained used supply over the next several years and is expected to provide structural support for used vehicle values over the medium-term Ally Used Vehicle Value Index (AUVI) Used Industry Volume Inflow 3-year-old vehicles, adjusted for seasonality, mix, mileage, and MSRP inflation End of Period (# in millions of units) 26% from peak Used supply 16% 172 110 101 139 127 120 12.3 11.6 10.4 10.3 10.4 10.7 10.8 9.0 2019 2020 2021 2022 2023 2024 2019 2020 2021 2022 Source: Manheim, Cox Automotive 2023 2024 2025 2026 ally do it right. 18
View entire presentation