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Investor Presentaiton

Net Interest Income Sensitivity WA Static Balance Sheet ■Growth Balance Sheet 1 Static Balance Sheet ■Growth Balance Sheet1 Highlights NII Sensitivity - Shock Scenario, +100 bps 3.1% 12 months >20% WAL expects a 3.1% increase in NII under a +100 bps rate shock on a static balance sheet 52% of loans (ex-HFS) are contractually variable ($27.1 billion) . 73% of variable rate loans have rate floors Moderate NII sensitivity, driven primarily by balance sheet movement rather than changes in the rate environment NII Sensitivity - Shock Scenario, -100 bps -3.0% 12 months >10% Western Alliance Bancorporation® 1) For illustrative purposes only and not intended as guidance. || 19
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