Wholesale Banking - Positioned for Growth
Low Risk, Deposit Rich Balance Sheet 1
Large base of stable retail and
commercial deposits
Personal and business deposits are TD's primary
sources of funds
Customer service business model delivers stable
base of "sticky" and franchise deposits
80
60
Maturity Profile 2,3 (C$B) (To first par redemption date)
Maturity
Issuance
60
40
20
■ Wholesale funding profile reflects a balanced secured
and unsecured funding mix
0
2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
"
Maturity profile is well balanced
MBS
ABS
Covered Bond
■Tier 1
■Senior Debt
Subordinated Debt
P&C Deposits
70%
Personal
Term
Deposits
8.0%
Personal
Non-Term
Deposits
34.0%
Other
Deposits7
27.6%
Wholesale
Term Debt
13.0%
Short Term
Liabilities8
15.3%
Trading
Deposits6
2.1%
Funding Mix5
Wholesale Term
Debt
Term Asset,
Backed
Securities
0.8%
Mortgage
Securitization
6.6%
Senior
Unsecured
MTN
54.2%
Capital
10.7%
Covered Bonds
27.7%
TD
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