Investor Presentaiton

Non-Consolidated Statement of Income For the years ended March 31, 2014 and 2013 2014 2013 2014 (Millions of yen) (Millions of yen) (Thousands of U.S.dollars) Income Interest on loans and discounts ¥ 19,440 ¥ Interest and dividends on securities Other interest 7,204 20,172 7,227 $ 123 222 Fees and commissions Other income 6,086 5,964 6,464 7,691 62,808 Total income 39,319 41,280 382,042 Expenses: Directory 188,890 69,999 1,203 59,140 15,454 Headquarters: 1-2, Nanukamachi 3-chome, Yamagata 990-8642,Japan Phone: +81 23 623 1221 Financial Markets Division: 1-2, Nanukamachi 3-chome, Yamagata 990-8642,Japan Phone: +81 23 634 7547 Fax: +81 23 625 7185 S.W.I.F.T.: YAMBJPJT Foreign Exchange Offices: Head Office 1-2, Nanukamachi 3-chome, Yamagata 990-8642,Japan Phone: +81 23 623 1221 Yonezawa Branch 1-5, Monto-machi 3-chome, Yonezawa 992-0039, Japan Phone: +81 238 22 2010 Nagai Branch 11-14,Sakae-machi, Nagai 993-0084,Japan Phone: +81 238 88 2105 Sagaechuo Branch 2-33, Chuo 1-chome, Sagae 991-0021, Japan Phone: +81 237 86 1141 Tendo Branch 9-1,Higashihoncho 1-chome, Tendo 994-0026, Japan Phone: +81 23 653 3355 Shinjo Branch 2-16, Hon-cho, Shinjo 996-0027, Japan Phone: +81 233 22 2461 Tsuruoka Branch 1-13, Hon-cho 2-chome, Tsuruoka 997-0034,Japan Phone: +81 235 22 5530 Sakata Branch 10-1, Hon-cho 3-chome, Sakata 998-0043, Japan Phone: +81 234 22 7222 Tokyo Branch 5-16, Kyobashi 2-chome, Chuo-ku, Tokyo 104-0031,Japan Phone: +81 3 3567 1861 The Yamagata Bank, Ltd. (Head Office) Yurihonjo Akita district: 1 branch Yamagata- Yamagata district: Head Office and 68 branches -Sendai Miyagi district: 5 branches. -Koriyama Fukushima district: 1 branch -Utsunomiya Tochigi district: 1 branch Saitama Saitama district: 1 branch Tokyo Tokyo district: 1 branch (Total: Head Office and 78 branches) (As of June 30, 2014) Interest on deposits 1,714 Interest on borrowings and rediscounts 45 1,739 88 16,659 441 Other interest 1,261 1,279 12,258 Fees and commissions 2,473 2,314 24,035 General and administrative expenses 22,053 22,265 214,276 Other expenses 1,590 4,954 Total expenses 29,139 32,644 283,126 28 Income before income taxes Income taxes: Current Deferred Net income. Amounts per share: Net income Net assets 10,180 8,636 98,915 2,694 928 26,177 1,167 2,270 11,345 3,861 3,198 37,523 ¥ 6,318 \ 5,437 $ 61,392 2014 2013 2014 (yen) 37.06 788.18 (yen) 31.90 745.73 (U.S.dollars) 0.36 7.65 Bank Data: (As of March 31, 2014) Date of Incorporation: 1896 Authorized Shares: 298,350,000 Issued Stocks: 172,000,000 Number of Shareholders: 8,771 Number of Employees: 1,322 Cherries Cherries are a special product of Yamagata Prefecture. Stylized cherries are used as the symbol of The Yamagata Bank, Ltd. 29 29

View entire presentation