Financial Results Q1 FY 2021

Key Financial Parameters Particulars Number of branches Number of Employees Muthoot Money Muthoot Finance (in millions) Q1 FY 2021 Q4 FY 2020 Q1 FY 2020 FY 2020 18 24 24 24 245 304 245 304 Gross Loan AUM (*) 4,966 5,090 3,927 5,090 Capital Adequacy Ratio (%) 21 20 26 20 Total Revenue (*) 198 211 142 704 Total Expense (*) Profit Before Tax (*) 193 212 133 665 5 (0.72) 9 39 Profit After Tax (*) (25) (16) (0.37) 27 Stage III Loan Assets 180 249 12 249 % Stage III assets on Gross Loan Assets 3.62 4.89 0.30 4.89 Stage III ECL Provision 47 65 12 65 ECL Provision 192 143 48 143 ECL Provision as a % of Gross Loan Assets 3.87 2.81 1.23 2.81 Shareholders Funds (*) 1,037 1,062 1,035 1,062 Total Outside Liabilities (*) 4,161 4,323 3,116 4,323 Total Assets (*) 5,198 5,385 4,151 5,385 67

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