Economic Forecasts and Performance Review slide image

Economic Forecasts and Performance Review

TABLE OF CONTENTS Scotiabank Overview . • • • • • Leading Bank in the Americas Economic Outlook in Core Markets Well-Diversified Business with Strong Returns Why Invest in Scotiabank? Banking ROE by Market Medium-Term Financial Objectives • Q4 2019 Financial Performance Fiscal 2019 Financial Performance Repositioning is Substantially Complete Acquisition & Divestiture Activity Earnings and Dividend Growth • Strong Capital Generation Growth in Digital Banking Environmental, Social & Governance (ESG) Business Line Overview: Canadian Banking Business Line Overview: International Banking Business Line Overview: Global Banking and Markets Business Line Overview: Global Wealth Management Risk Overview • • Risk Snapshot Credit Performance by Business Lines Historical PCL Ratios on Impaired Loans Canadian Retail: Loans and Provisions International Retail: Loans and Provisions Energy Exposure Treasury and Funding 45698 7 10 11 12 13 14 15 16 17 18 20 31 43 • • Funding Strategy • • Wholesale Funding Deposit Overview Wholesale Funding Utilization Liquidity Metrics Appendix 1: Key Market Profiles Appendix 2: Canadian Housing Market Appendix 3: Additional Information Contact Information 47 51 52 53 54 55 56 57 58 59 60 61 62 63 64 73 76 79 3
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