Economy Annex slide image

Economy Annex

Equity & Capital adequacy Total Shareholder's equity GEL mln 900.0 Risk weighting of FX denominated assets at 150% according to the National Bank of Georgia standards 600.0 783.0 746.7 739.3 718.8 711.8 709.9 718.5 649.3 15% 611.7 598.4 25% NBG capital adequacy ratios, BoG Standalone 20.4% 19.7% 20% 18.3% 18.2% 17.8% 17.7% 16.6% 16.4% 15.8% 15.8% 13.94% Risk weighting of 5% FX denominated assets will be 0% increased to 175% 300.0 from January Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 2008 2008 2008 2008 2009 2009 2009 2009 2010 2010 2010 BIS capital adequacy ratios, BoG Consolidated 40% US$ 16.00 10% 16.3% 15.1% 15.5% 16.8% 13.5% 17.4% 18.4% 21.2% 15.9% 14.5% 13.59% Q1 2008 Q2 2008 Q3 2008 Q4 2008 Q1 2009 Q2 2009 Q3 2009 Q4 2009 Q1 2010 Q2 2010 Pro Tier I Capital Adequacy Ratio Share price performance Total Capital Adequacy Ratio forma Aug '10 35% 36.2% 35.6% 33.8% 34.3% 34.9% 14.00 30% 25.3% 12.00 26.5% 25.2% 25.0% 24.9% 24.7% 25% 23.4% 21.7% 22.6% 10.00 21.7% 21.4% 19.6% 20% 25.8% 8.00 25.8% 15% 32.5% 6.00 10% 5% 0% Loka BANK OF GEORGIA Q1 2008 Q2 2008 Q3 2008 Q4 2008 Q1 2009 Q2 2009 Q3 2009 Q4 2009 Q1 2010 Q2 2010 ■Tier I Capital Adequacy Ratio ■Total Capital Adequacy Ratio www.bog.ge/ir 4.00 2.00 0.00 1-Jan-09 105.9% y-0-y 67.7% YTD 30 June 2010 BV/share US$11.24 YTD # of GDRs traded 17.0mln Volume: US$ 190.1 mln 1-Feb-09 1-Mar-09 1-Apr-09 1-May-09 1-Jun-09 1-Jul-09 1-Aug-09 1-Sep-09 1-Oct-09 1-Nov-09 1-Dec-09 1-Jan-10 1-Feb-10 1-Mar-10 October 2010 Page 26
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