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Investor Presentaiton

16.07% 16.25% 16.60% 16.35% CET1 16.01% 15.17% 15.35% 15.70% 15.46% Capital Position Comfortable capital buffer Robust capital position underpinned by stable internal capital generation capacity CAR 16.91% Prudent financial leverage YTD 10% Regulatory Minimum CAR +5.1% 268 270 273 279 283 7.9 8. 8.2 _ 8.0 8. 8.1 7.8 YOY +5.8% 3Q19 4Q19 1Q20 2Q20 3Q20* Total Equity (in P bn) SRO (P bn) Aug 2010 Jan 2014 Apr 2018 10 25 50 * Indicative 18 Sufficient loss-absorption buffer for potential adverse scenario BPI Assets 2.205tn Market Cap 396bn Assets 2.203tn Market Cap 289bn Book Equity 270bn Book Equity 283bn 3Q19 4Q19 1Q20 2Q20 3Q20 2019 9M 2020 Assets/Equity (in x) THIS DOCUMENT IS THE PROPERTY OF BANK OF THE PHILIPPINE ISLANDS. STRICTLY CONFIDENTIAL.
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