Investor Presentaiton
Automotive Finance
. Canada's leader in automotive finance
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HIGHLIGHTS
Provide personal and commercial dealer financing solutions, in partnership with ten leading global automotive manufacturers in Canada
Average net loans and acceptances increased 7% year-over-year: Personal up 5%, Commercial up 24%
AVERAGE NET LOANS AND
RELATIONSHIPS
ACCEPTANCES (AT Q3/23)
Commercial
14%
Near-Prime
Retail
6%
$48.1Bn1
100% Secured
Prime Retail
80%
Exclusive
MAZDA VOLVO POLESTAR RIVIAN JAGUAR/LAND ROVER MITSUBISHI
Semi-Exclusive²
HYUNDAI STELLANTIS/CHRYSLER
GENERAL MOTORS TESLA
MARKET SHARE
Prime Retail³
Near-Prime Retail4
Commercial Floorplan5
36%
64%
76%
24%
77%
AVERAGE NET ASSET
GROWTH ($BN)
23%
$37.1Bn
$44.4Bn
2016 2017 2018 2019 2020 2021 2022
1 May not add due to rounding; 21 to 2 other financial institutions comprise Semi-Exclusive relationships; 3 CBA data as of January 2023, includes RBC, BMO, TD, Scotiabank, CIBC, National Bank; 4 DealerTrack
Portal data, includes all Near-Prime Retail providers on Dealer Track Portal, data for July 2023 originations; 5 Includes BMO, CIBC, RBC, Scotiabank, TD, HSBC, Canadian Western Bank, Laurentian Bank, data as of 26
December 2022View entire presentation