Investor Presentaiton
Income Statement
Divisional performance
Bank of Ireland 2019 Results Announcement
12 months ended Dec 19
Operating Profit
pre-impairment
Underlying profit/(loss) before
tax and additional gains, valuation
and other items
valuation and
other items¹
Additional gains,
Underlying profit/(loss)
before tax
(€m)
(€m)
(Єm)
(€m)
Retail Ireland
513
469
(1)
468
Wealth and Insurance
169
134
35
169
Retail UK - €
219
168
3
171
Retail UK - £
193
149
3
152
Corporate and Treasury
537
481
(26)
455
Group Centre & other
(396)
(389)
(397)
Transformation Investment charge
(108)
(108)
(108)
Group
934
755
3
758
Operating Profit
12 months ended Dec 18
pre-impairment
Underlying profit/(loss) before
tax and additional gains, valuation
and other items
Additional gains,
valuation and
other items¹
Underlying profit/(loss)
before tax
(€m)
(€m)
(€m)
Retail Ireland
488
665
(16)
(€m)
649
Wealth and Insurance
67
114
(47)
67
Retail UK - €
219
170
12
182
Retail UK - £
194
150
11
161
Corporate and Treasury
527
465
21
486
Group Centre & other
(336)
(319)
(17)
(336)
Transformation Investment charge
(113)
(113)
(113)
Group
852
982
(47)
935
1 Excludes IFRS income classifications which is fully offset in net interest income
Bank of Ireland
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