Inflation Control and Financial Facilities Strategy
Integration of Various Types of Social Assistance and Financing
for Super Micro and MSMEs is Continually Encouraged
•
Super micro, micro and small businesses that are un-bankable have begun to be empowered by the Government with the Productive
Presidential Assistance & Pre-Work Card programs, while the BUMN through the partnership and community development program (PKBL)
and private parties with CSR.
KUR Super Micro scheme, people enjoy loans with 0% interest until December 31, 2020. Meanwhile, People's Business Credit (KUR) for
micro small and medium enterprises (UMKM) is given a subsidy of 6% until 31 Dec 2020
B
Commercial Financing Patterns
Social
Assistance
F
Unbanked
CSR
E
Productive Presidential
Assistance & Pre-
employment Card
Partnership and Community
Development Program (PKBL) &
Private CSR
Fully commercial loan
Subsidized loan
Special scheme of
commercial loan
Rolling soft loan
C
D
Bankable
MSMEs Financing
Mekaar UMi
BWM LPDB*
KUR Super
Micro
People's Business Credit
(KUR) Regular
Commercial
Facilities
Social grants
Private PKBL & CSR Funds
Interest Subsidy from the
Government
Government
Guarantee
Market
Mechanism
Business Ability
*Fostering Prosperous Family (Mekaar), Micro Waqf Bank (BMW), Ultra Micro (UMi), Revolving Fund Management Agency (LPBD)
Source: Coordinating Ministry for Economic Affairs
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