Investor Presentation - First Quarter, 2007
Scotiabank
$ millions
Domestic:
Net impaired loan formations in Q1/07
- Retail
81
- Commercial
6
87
International:
- Mexico
36
- Caribbean &
10
Central America
10
- Latin America & Asia
19
65
Scotia Capital:
- U.S.
- Canada & Other
(33)
(42)
(75)
Total
77
Domestic Retail: formations in line with
strong volume growth; underlying credit
trends remain strong
Domestic Commercial: stable credit
quality
International: formations primarily in
retail portfolios across the division.
Overall credit quality trends remain stable.
31
Scotia Capital: sale of one account in the
U.S., declassification of 2 accounts in
Europe
Formations down $92 million vs. Q4/06
Scotiabank
$ millions
Trend in net impaired loan formations
by business line
Q1/06 Q2/06 Q3/06 Q4/06 Q1/07
Domestic:
Retail
106
73
Commercial
(3)
44
20
103
117
96
628
76
77
81
29
106
87
International
Retail
44
43
62
52
70
Commercial
38
(34)
(31)
(43)
82
9
21
27
65
GON
74
(9)
Scotia Capital
(78)
(115)
(98
36
(75)
107
11
19
169
77
32View entire presentation