Business Trends and Strategic Changes

Delivering Profitable Growth. With Impact. Strong Comeback. (YoY Change) Rs. 7,929 AUM YoY 124% crore Rs. 7,390 crore DISBURSEMENT YoY 183% 25.6 Lacs ACTIVE CLIENTS YoY ↑ 4% 1,078 BRANCHES Added 52 Branches SATIN CSATI 24 STATES & UT'S Added 1 State 6.3% OPEX RATIO Similar levels of FY22 53.8% 26.6% 3.5% COST TO INCOME* Reduced by 1100bps CAPITAL ADEQUACY Marginally reduced RETURN ON ASSETS Increased by 300bps Data as on Mar'23/for FY23 unless specifically mentioned Data on Standalone basis Robust performance across all parameters 15.0% RETURN ON EQUITY Increased by 1240bps *w/o taking impact of revaluation done in Q1FY23 10

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