Australian Housing Dynamics and Affordability
RISK MANAGEMENT
IMPAIRED ASSETS
CONTROL LIST
GROSS IMPAIRED ASSETS BY DIVISION
Index Sep 09 = 100
$m
150
3,173
2,883
2,940
3,000
2,384
100
2,034
2,139
2,128
2,029
2,000
50
1,000
0.51%
0.55%
0.51%
0.41%
0.34% 0.33% 0.33% 0.33%
0
0
Sep
09
Sep Sep
10
Sep
Sep
Sep
Sep
Sep
Sep
Sep
Sep
Mar-16 Sep-16
Mar-17 Sep-17 Mar-18 Sep-18 Mar-19 Sep-19
11
12
13
14
15
16
17
18
19
Control List by Limits
Control List by No. of Groups
Australia³
Institutional
Group GIA/GLA (EOP)
New Zealand
Other¹
NEW IMPAIRED ASSETS BY DIVISION
$m
GROSS IMPAIRED ASSETS BY EXPOSURE SIZE³
$m
2,000
1,784
1,844
1,787
4,000
3,173
1,425
1,500
3,000 2,708 2,719
2,883
2,940
1,145
1,117
2,384
963
2,034 2,139 2,128 2,029
1,000
890
2,000
500
1,000
0
0
1H16
2H16
1H17
2H17
1H18
2H18
1H19
2H192
Mar-15 Sep-15 Mar-16 Sep-16 Mar-17 Sep-17 Mar-18 Sep-18 Mar-19 Sep-19
Australia2
New Zealand
Institutional
1. Other includes Retail Asia & Pacific and Australian Wealth
2.
3.
Other
< 10m
10m to 100m
> 100m
New Impaired Assets in 2H19 includes a $167m uplift on 1H19 in Australia home loans following the implementation of revised provisioning and impairment processes (including a more
market responsive collateral valuation methodology)
The increase referred to in footnote 2 has been largely offset in Gross Impaired Assets by the return of previously impaired home loans to a past due but not impaired status
ANZ
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