Investor Presentaiton

Scotiabank Scotiabank 844 Overview Rick Waugh President & Chief Executive Officer Q1/07 billion dollar quarter Net Income* ($ millions) 1,012 887 928 Change Yr/Yr Qtr/Qtr Net income* $1,012 20% 14% 890 EPS $1.01 20% 13% ROE 23.0% 140 bp 190 bp Productivity ratio 53.6% (160) bp (330) bp Q1/06 Q2/06 Q3/06 Q4/06 Q1/07 * available to common shareholders 4

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