Q1 2010 Financial Overview
Georgia accounts
Revenue
Revenue
for 92.2% of total 400.0
consolidated
350.0
revenues, BG
Bank 4.0% and
300.0
BNB 3.8%
250.0
+76.6%
200.0
150.0
+95.9%
219.5
89.2
112.0
100.0
45.3
63.4
130.2
50.0
24.7
66.7
38.8
2005
2006
Net Interest Income
Revenue, quarterly
2007
+54.7%
339.5
-6.0%
319.0
118.7
122.1
220.8
196.8
2008
Net Non Interest Income
2009
GEL mln
-7.1%
100
86.6
90
86.1
85.9
81.1
81.7
80.6
79.3
80
77.4
75.9
27.1
70
30.3
30.2
29.3
31.3
31.1
30.4
31.3
60
30.6
50
40
30
58.9
55.8
56.4
49.8
52.4
49.5
48.9
46.0
45.3
20
10
0
Q1 2008
Q2 2008 Q3 2008
Q4 2008
■Net Interest Income
Q1 2009
Q2 2009
Net Non-Interest Income
Q3 2009 Q4 2009
Q1 2010
Labo
BANK OF GEORGIA
www.bog.ge/ir
Page 32
Revenue by segments Q1 2010
Aldagi BCI
6.0%,
GEL4.5 mln
(+32.5% y-o-y)
Other
5.6%,
GEL4.2 mln
(+179.1% y-0-
Belarus
3.8%
GEL2.9 mln
(+20.0% y-o-y)
y)
Ukraine
4.0%,
GEL3.1 mln
(-44.0% y-o-y)
BoG
Standalone
80.6%,
GEL61.2 mln
(-11.2% y-o-y)
Composition of revenue Q1 2010
Net foreign
currency related
income 9.7%,
GEL 7.3 mln
+29.5% q-o-q)
Net fee and
commision
income 13.6%,
GEL 10.3 mln
(-18.2% q-o-q)
Net income from
documentary
operations 2.9%,
GEL 2.2 mln
(-5.5% q-o-q)
Net other non-
interest income
14.2%,
GEL 10.8 mln
(+0.6% q-o-q)
Net interest
income 59.6%,
GEL 45.3 mln
(-1.7% q-o-q)
May 2010
Page 32View entire presentation