Investor Presentaiton
Consumer perspective: Low take-up of financial services -
significant opportunity to extend
South Africa 2014
75%
5% 5% 14%
Even wealthy are
excluded
Uganda 2013
20%
34%
31%
15%
Kenya 2013
32%
34% 7% 25%
• ~ 900k adults: earn
more than $200 pm
Swaziland 2014
54%
11%
10%
26%
Rwanda 2012
23%
19%
30%
28%
with no formal access
Namibia 2012
62%
3%4%
31%
• ~1.5 mil: earning
Tanzania 2012
12%
40%
17%
31%
between $100-$200
pm with no formal
access
Half of those with
accounts use them only
once a month or less
Nigeria 2014
36%
12%
12%
40%
Malawi 2014
27%7%
7% 14%
52%
DRC 2014
12%
24%
13%
52%
0%
10%
Banked
20%
30%
40% 50% 60%
70%
80%
90%
100%
Other formal
Informal
Excluded
No. of Adults
2.3 m
5.0 m
2.6 m
10.5 mil
Source: Authors own calculations based on FinScope 2015 & Résultats de l'enquête sur
l'emploi, le secteur informel et sur la consommation des ménages, 2015View entire presentation