Financial Performance and Remediation Update

LIQUIDITY LIQUIDITY COVERAGE RATIO (QUARTERLY AVERAGE) 136% LCR 139% LCR 136% LCR 128% LCR 126 137 163 98 73 47 28 54 143 135 149 112 Mar 20 Sep 20 Mar 21 Sep 21 ■Net Cash Outflows 1 ALA ■ HQLA LCR MOVEMENT % 136 17 12 9 4 NET STABLE FUNDING RATIO COMPOSITION Group NSFR 123% as at 30 September 2021 $580bn Wholesale Funding & Other Non-Financial Corporate Deposits Retail/SME Deposits $473bn Liquids and Other Assets Other Loans Capital Available Stable Funding Residential Mortgages <35% RWA Required Stable Funding NET STABLE FUNDING RATIO MOVEMENT % 122 128 0.5 (0.2) (0.6) 2.6 (5.4) 4.0 123 2 Ave LCR Mar 21 HQLA ALA-TFF Drawn NCO - Customer Deposits & Wholesale Other Ave LCR Sep 21 Mar 21 Loans Deposits Wholesale Capital Funding Liquids Derivatives Sep 21 3 & Other Funding (1) Committed Liquidity Facility (CLF) and Term Funding Facility (TFF) values used in LCR calculation are the undrawn portion of the facility. The average amount of undrawn TFF included in the LCR was $12bn for the March Quarter and $0bn for the September Quarter (2) Other includes an increase in lending commitments and reduced lending inflows (3) Includes drawdowns of Term Funding Facility (TFF) 93 National Australia Bank

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