Investor Presentaiton

IFS - Wealth and Asset Management¹ - 2021 Very good performance Wealth Management • • Very good net asset inflows, up vs. 2020 Growth in financial fees driven by the increase in assets under management and transaction volumes Asset Management • Very good net asset inflows (+€34.7bn), mainly into medium- and long-term vehicles Development and widening of the responsible and sustainable investment² range and continued growth in private assets Real Estate Ongoing recovery in business activity, in particular with a marked rebound in Advisory in France, the UK and Germany Revenues: €3,422m (+14.7% vs. 2020) • Increase in all businesses • Wealth Management: increase in fees and revenues related to loan activity • Asset Management: very steep increase driven by gains in net asset inflows and performance effect Real Estate: strong increase, particularly in Advisory Operating expenses: €2,628m (+4.7% vs. 2020) • In connection with growth activity in all businesses • Positive jaws effect in all businesses and very positive in Asset Management and Real Estate (+10.1 pts overall) Wealth Management net asset inflows +18.9% 15.3 12.9 2020 €bn 2021 Strong increase in GOI 472 2020 +68.2% 794 €m 2021 Pre-tax income: €951m (+63.1% vs. 2020) • Strong increase in all businesses, in particular Asset Management and Real Estate 1. Asset Management, Wealth Management and Real Estate Services; 2. As defined by SFDR Articles 8 and 9 BNP PARIBAS The bank for a changing world 2021 Full Year Results | 28

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