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Investor Presentaiton

CAJA RURAL DE NAVARRA COVER POOL Mortgage Portfolio Overview Total mortgage cover pool Substitution Assets Outstanding covered bonds Total overcollateralization (%) Central Bank eligible covered bonds Fixed rate covered bonds (%) Number of loans Number of debtors Average loan size Average LTV (%) Average seasoning (months) Average remaining maturity (years) Average rate (%) 90+ days arrears (cover pool) 90+ days arrears (residential cover pool) Floating rate loans (%) Loans in Euros (%) Note: Cut-off date: 31st March 2020. 2020 Credit and Sustainability Framework CRN This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended €4.834bn € 0m €1,850m 161.27% €1,850m 100.0% 45,290 66,204 €106,723 59.18% 74.04 19.30 1.28% 1.31% 0.86% 90.14% 100.00% 43
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