Investor Presentation - CNP Assurances Corporate Bond Portfolio and SCR Coverage Ratio
Diversified franchise & business mix
Main markets
France
53% of Group Premiums
80% of Group Reserves
63% of Group EBIT
79% of Group SCR
Latin America
21% of Group Premiums
7% of Group Reserves
25% of Group EBIT
10% of Group SCR
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Europe excl. France
26% of Group Premiums
13% of Group Reserves
12% of Group EBIT
11% of Group SCR
Savings
& Pensions
81% of Group Premiums
97% of Group Reserves
53% of Group EBIT
65% of Group ANP3
Traditional¹
50% of Premiums
Unit-Linked¹
50% of Premiums
Main businesses
Personal risk
Protection & P&C
19% of Group Premiums
3% of Group Reserves
47% of Group EBIT
35% of Group ANP³
Combined ratio of 78,4%
Term Creditor Insurance
65% of Premiums
Protection
25% of Premiums
P&C and Health
10% of Premiums
CNP
assurances
On Dec 31, 2022
1.Traditional: guarantee of capital at any time. Unit-Linked: no guarantee of capital
3.ANP: Attributable Net Profit excluding own-funds portfolios
Investor Presentation
March 23
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