Financial Performance and ESG Strategy Update

...and prudent risk management¹ CIBC◇ 0.51 0.45 2018 2019 29 26 29 23 2018 For footnoted information refer to slide 37. Total Allowance Coverage Ratio² (%) 0.89 2020 Loan Loss Ratio (bps) 61 0.64 0.62 2021 2022 33 33 26 21 16 14 4 2019 2020 2021 2022 Impaired³ Total4 13

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