Investor Presentaiton
Consolidating Earnings and Profitability
280
256
243
232
204
Zenith Group continues to deliver
attractive earnings profile, supported
by robust revenue base.
PBT (N'Bn)
■ PBT increased by 10% YoY from N255.9bn in 2020 to
N280.3bn in 2021 as the Group continues to strengthen its
non-interest revenue base.
■ ROAE declined from 22.4% in 2020 to 20.4% in 2021 as a
result of the stronger capital base.
■ ROAA declined from 3.1% in 2020 to 2.7% in 2021 due to the
significant growth in balance sheet.
2017
2018
2019
2020
2021
ROAA & ROAE
22.9%
23.8%
23.8%
22.4%
20.4%
חתנת
3.4%
3.1%
2.7%
3.4%
3.3%
2017
2018
2019
2020
2021
ROAA
ROAE
© 2021 ZENITH BANK PLC | Full Year Group Results Presentation to Investors & Analysts | Page 15View entire presentation