Barclays H1 2022 Results

Retaining management adjustments due to uncertainty Macroeconomic variables (MEVS) Balance sheet impairment allowance and management adjustment Q222 Baseline MEVS Q222 Downside 1 MEVS 2022 2023 2024 2022 2023 2024 Impairment allowance (Em) Dec-19 Mar-22 Write- P&L Other offs charge incl. FX Jun-22 UK GDP UK unemployment Annual growth Quarterly average Allowance pre-model 6,290 4,715 4,736 3.9% 1.7% 1.6% 3.5% -1.6% 0.6% adjustment 4.0% 4.1% 3.9% 4.6% 6.2% 6.2% Post-Model Adjustment (PMA) 340 1,323 1,287 US GDP US unemployment Annual growth Quarterly average 3.3% 2.2% 2.1% 2.7% -1.0% 1.1% of which: economic uncertainty adjustments 1,462 1,038 3.6% 3.5% 3.5% 4.1% 5.7% 6.2% of which: other PMAS Total 340 (139) 249 6.630 6,038 (422) 200 207 6,023 • 5.2 1.0 Total impairment allowance remained broadly unchanged at £6.0bn Coverage ratios remain broadly stable across portfolios 4.2 4.7 Q222 Weighted Q222 Downside 1 Scenario Scenario Economic uncertainty adjustments ■Model ECL¹ Economic uncertainty adjustments provide headroom to a modelled move to Downside 1 MEVs (see above) Impairment charge is expected to remain below pre-COVID-19 pandemic levels in coming quarters 1 Excludes non-modelled exposures including the newly acquired GAP portfolio | 22 | Barclays H1 2022 Results | 28 July 2022 BARCLAYS

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