Investor Presentaiton

GROUP PROVISIONS COLLECTIVE PROVISIONS ($m) 77 SPECIFIC PROVISIONS ($m) 1.56% 1.50% 47.6% 45.0% 39.7% 40.6% 1.21% 5,536 0.96% 5,209 299 4,401 191 827 840 782 794 46 43 3,360 337 98 125 115 108 56 177 5,191 4,975 65 684 702 725 686 4,008 3,118 Sep 19 Mar 20 Sep 20 Mar 21 Amortised Loans Fair Value Loans Fair Value Derivatives TOTAL PROVISIONS ($m) 1.18% 0.69% 5,228 1.43% 0.85% 4,142 Sep 19 Total Provisions -CP/CRWA Sep 19 Mar 20 Sep 20 Business Retail Mar 21 Specific Provision Coverage 1.80% 1.72% 1.07% 1.00% 6,376 Mar 20 Sep 20 -Total Provision Coverage to GLAS 6,003 Mar 21 -Total Provision Coverage to CRWA National Australia Bank

View entire presentation