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Investor Presentaiton

Core Banking Fees keep growing Net fees (2%) q/q on derivatives' collateral interest reclassification into the NII for around $160M; +8% Net Fees 9M23 y/y Group: 9M23 +8% y/y; Million ■Previous criteria IFRS Bank: 9M23 +17% y/y pesos 4,1874,094 3,864 4,000 Core banking fees (0%) q/q on seasonality; 9M23 +5% y/y, with electronic banking services +7% y/y 3,500 POS transactions +4% y/y; +45% y/y in mobile monetary transactions 3,000 3,214 3,289 3,457 4,003 2,500 1Q | 2Q | 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 2021 2022 2023 +4% POS Transactions Million yly Mobile Monetary Transaction +45% yly 400 Million 350 Digital Million ■ Physical 120 pesos 300 178 173 5,500 250 190 100 120 111 80 200 150 100 155 50 1 3 0 THE 83 60 4,500 1 01 9 40 52 20 0 3Q21 4Q21 3Q2° 4Q21 1Q22 2Q22 3Q22 4Q22 Core Banking Fees DB Div Rev 10 NIM NI ROE TI LD Dep BAP ICAP Guid ESG Eco Loan Mkt Hist C/I App 5,290 5,410 5,399 +5% 9M23 y/y 3,500 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 2021 2022 2023 GRUPO FINANCIERO
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