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Investor Presentaiton

Launch Spread / Investor Distributions (EUR Sustainability Bond) ■DBJ issue Sustainability Bond in EUR annually. In last transaction, the bond was allocated to diverse investors ■Launch spread of the bond was relatively wider than other SSA, and secondary spread performed well after pricing Issue Details and Distributions of last transaction Pricing Date Ratings Format Tenor 2023.9.6 A1 (Moody's) / A(S&P) RegS only / Sustainability Bond 4yr 3.500% Launch Spread relative to other EUR SSA 4~6y (CY23) (MS+) 30bp [JBIC 3.125% 02/28 (5yr) MS+20bp 20bp DBJ 3.500% 09/27 (4yr) MS+22bp Coupon (%) Launch Spread (vs MS) Issue Amount Book Size Region Type 3.0% 9.0% 88.0% EURIBOR MS +22bp 30.0% EUR 500mn EUR 6,300mn 1.0% 8.0% 24.0% 37.0% 10bp Obp -10bp -20bp Jan Feb Mar Apr May Jun Jul Aug Sep Oct Secondary Spread During 2 weeks after Pricing(1) (MS+) 23 Pricing@ MS+22bp 22 21 20 19 18 17 76 ■ EMEA APAC Americas ■ CB/OI ▪ Bank - AM ■ Ins/Pen - Others 16 06/ Sep 08/ Sep 12/ Sep 14/Sep 18/ Sep 20/ Sep Source(1): Bloomberg BVAL 28 DBJ
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