HDFC Business and ESG Overview

HDFC WITH YOU, RIGHT THROUGH HDFC LIFE INSURANCE COMPANY LIMITED (HDFC LIFE) • 47.81% owned by HDFC • • With effect from January 2022, Exide Life Insurance Company (Exide Life) has become a wholly owned subsidiary of HDFC Life Total premium income for the year ended March 31, 2022 stood at Rs. 459.6 bn - growth of 19% over the previous year HDFC Life recorded a growth of 16% in terms of individual weighted received premium (WRP) during FY22 with a market share of 14.8% in the private sector. During the year ended March 31, 2022, the new business premium grew 20%. New Business Margin for the year ended March 31, 2022: 27.4% (PY: 26.1%) Indian Embedded Value stood at Rs. 300 bn as at March 31, 2022 (PY: Rs. 266 bn) Assets Under Management as at March 31, 2022 stood at Rs. 2 trillion, an increase of 17% over the PY Solvency Ratio as at March 31, 2022 – 176% (regulatory requirement: 150%) PAT for the year ended March 31, 2022 (Indian GAAP): Rs. 12.1 bn (PAT impacted due to elevated claims during the pandemic and reserving for excess mortality) Product mix - Unit Linked: 26%, Non-Par Savings: 33%, Annuity: 5%, Non-Par Protection: 6%, Par: 30% . Market capitalisation (March 31, 2022): ~US$ 15 bn 43

View entire presentation