Investor Presentaiton

Presence in Fast-Growing Markets Positioned in Strong Markets Lubbock Fort Worth Dallas Midland Odessa Abilene Austin San Antonio. Houston • Corpus Christi Tulsa Oklahoma City Today, Texas is the 2nd largest state in the U.S., and largest in the 48 contiguous U.S. with over 29 million residents Ranked #3 on the Fortune 500 list with 49 headquartered companies in 2019 Ranked 1st by Forbes for current economic growth prospects, 3rd in business costs, and 4th in economic climate as of December 2019 Top 10 Fastest Growing MSAs in the U.S. (1) Metropolitan Statistical Area 1 Austin-Round Rock-Georgetown, TX 2 Orlando-Kissimmee-Sanford, FL Prosperity Presence Prosperity 2020 2025 Deposits (2) ($mm) Population Growth $925 8.5% 7.9% 3 Raleigh-Cary, NC 7.7% 4 Houston-The Woodlands-Sugar Land, TX $4,631 7.5% 5 San Antonio-New Braunfels, TX $372 7.5% 6 Dallas-Fort Worth-Arlington, TX $8,542 7.4% 7 Las Vegas-Henderson-Paradise, NV 7.2% 8 Phoenix-Mesa-Chandler, AZ 7.2% 9 Charlotte-Concord-Gastonia, NC-SC 7.0% 10 Denver-Aurora-Lakewood, CO 6.9% • • Oklahoma City and Tulsa MSAs comprise over 50% of the state's population Oklahoma is home to five Fortune 500 Companies in 2019 3rd biggest producer state for natural gas and 5th biggest for crude oil Oklahoma is one of the top five producers of wheat and Natural gas in the United States Presence in four of the top six fastest growing MSAs in the United States The South is home of 10 of the 15 fastest growing cities with populations greater than 50,000 in the United States Source: S&P Global, Worldpopulationreview.com, Statista, and Forbes. Includes MSAs with greater than one million in total population. Deposit data as of 6/30/2019. Pro Forma Deposits for recently announced acquisition of LTXB. 20 (1) (2) PB LISTED NYSE

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