Investor Presentaiton
Fedbank Financial Services Ltd. (FedFina)
Federal Bank stake in FedFina
FEDERAL BANK
YOUR PERFECT BANKING PARTNER
in Cr
Q3 FY21 Q2 FY21 Q-o-Q
Q3 FY20
Y-OY
100%
82.59%
74%
74%
Net Worth
810
716
13%
603
34%
AUM
4,337
Total Revenue
175
163
7%
119
46%
3,780
342
NII
86
84
3%
55
55%
300
376
592
705
PPOP
39
38
3%
16
141%
2,004
665
1,239
PBT
20
4
362%
14
39%
1,429
431
1,208
444
352
PAT
15
8
98%
11
40%
100
786
1,675
545
1,015
340
434
GNPA (%)
0.82%
0.99%
-17 bps
1.23%
-41 bps
FY18
FY19
FY20
Q3 FY21
NNPA (%)
0.64%
0.80%
-16 bps
1.07%
-42 bps
■Gold Loan
Medium Ticket LAP
Small Ticket LAP & HL
Others
Business Loan
CAR (%)
23.7%
23.2%
50 bps
18.9%
480 bps
•
HIGHLIGHTS
Increase in Collection Efficiency (CE%) post lockdown
CE% for installment loans at 94% of the pre-COVID level
•
Certified Great Place To Work second time in a row
28 New Gold Loan branches launched in Q3 FY21
12
360
2029
*.4,337 Cr
STATES
BRANCHES
EMPLOYEES
LOAN BOOK
AA- (Stable)
CREDIT RATING
(IND-RA)
23.7%
CAPITAL ADEQUACY
37View entire presentation